Meet Our RBC Partners

Julia brings over two decades of extensive banking, lending, and financial planning experience to RBC Wealth Management, Private Banking. As a Private Banker, Julia provides comprehensive wealth management and financing strategies to high-net-worth business owners, executives, professionals and their families.

Based in Oshawa, Julia works with a select number of clients in Durham, Peterborough, Kawartha Lakes and Northumberland County, to address their often-complex banking, credit and wealth management needs by providing tailored seamless banking and financial solutions. Her goal is to deliver unparalleled service while building lasting relationships based on trust and a thorough understanding of each client's unique needs and goals.

When necessary, she collaborates with specialists across RBC to provide clients with a complete range of complementary services. These services range from investment management, to estate and legacy planning, from domestic and international trust services to sophisticated credit and leverage strategies to support individual short and long-term goals.

Julia draws on more than 25 years of experience within RBC, consisting of a wide range of roles in retail banking, leadership and wealth management. After earning a MBA in Financial Services from Dalhousie University, Julia has continued to deepen her knowledge and expertise with key industry designations such as Personal Financial Planning. To support the community, she has participated various charities such as Run for Women, CN Tower Climb and Race for kids.

Away from the office, Julia enjoys spending time in nature, hiking and discovering new trails within Durham, and north east of Durham region.

Julia lives in Whitby with her husband and two sons.

As a Premier Banking Advisor, Charmaine Fitzgerald provides banking and credit solutions to select high-net-worth individuals and their families. Acting as a single point of contact, she partners with Investment Advisors across the Toronto region, and provides personalized service and tailored advice to efficiently and effectively manage their day-to-day banking needs.

With 15 years of experience in financial services with RBC, Charmaine is respected by clients and industry peers, having received top performer recognition multiple times.

Charmaine is deeply committed to giving back to her community, and has volunteered with the RBC Blue Water Project, Ronald McDonald House and Out of the Cold, helping to feed the homeless at Beaches United Church.

Born in Trinidad in the West Indies and raised in Winnipeg, Charmaine holds the Managerial and Financial Leadership Diploma from the University of Winnipeg and a Registered Nursing Certificate from the Centennial College of Applied Arts.

She currently resides in Toronto with her husband and son, and when she isn’t hard at work for her clients, you’ll find her travelling, riding her bike, catching up on world news and looking for new ways to help her clients achieve their financial goals.

As a Regional Trust Advisor, Claudia Morrison serves clients throughout the Northeastern Ontario and Atlantic regions and is located in the Ottawa office. Claudia provides strong organizational and relationship-building skills to deliver comprehensive estate and trust solutions for executors, trustees and beneficiaries. Clients appreciate her ability to explain complex concepts of estate and trust administration in terms that they can relate to and with sensitivity.

A graduate of Carleton University with a Bachelor of Arts Honours degree, Claudia has continued to deepen her knowledge and expertise with key industry designations such as the Personal Financial Planner (PFP) and Chartered Investment Manager (CIM) designations. She has also completed the Canadian Securities Course.

Claudia has held various roles in banking, investment counselling and estate and trust administration that provide her with a unique depth of understanding around integrated solutions to meet client needs. With more than 20 years of financial services experience, Claudia brings to each client the necessary skill set to provide both the technical expertise as well as the genuine understanding of the emotional complexities that underlie these issues. Claudia understands that no two clients are the same and so together with her RBC Royal Trust partners, she can find the solution that’s right for you.

Ariel graduated from the University of Ottawa with a degree in Business Administration in 1992, and from the Faculty of Law in 1994 where he served on the editorial board of the Law Review.

He was called to the Ontario Bar in 1996. Prior to joining RBC, Ariel spent 5 years teaching Real Estate Law and Estate Law at La Cité Collégiale in Ottawa. For the previous 12 years, Ariel held several positions at a major trust company, culminating in the role of Trust Manager.

Ariel is a member in good standing of the Law Society of Upper Canada, and the Society of Trust and Estate Practitioners (Canadian chapter). His significant practical experience in estate planning and administration allows him to offer valuable guidance during the creation of your estate plan.

Tracey is an integral member of the team, helping to create, preserve and increase wealth by incorporating insurance-based solutions within comprehensive financial plans.

Specializing in estate planning, Tracey applies innovative and tax-efficient solutions to a variety of wealth management issues and is skilled at simplifying their complexities. Her individualized approach to personal and corporate insurance planning help clients achieve their wealth management objectives and reach their estate and financial goals.

Beginning her financial services career in 1994, Tracey joined RBC in 2012 after spending 13 years with a leading life insurer, focused on providing insurance solutions expertise and product marketing. In addition, Tracey has obtained the Certified Financial Planner (CFP) and Chartered Life Underwriter (CLU) designations.

Prior to joining RBC Family Office Services, Gord has been a Partner in both a local and a national accounting firm where he focused his attention on providing tailored service to professionals and owner-managed businesses. With over 20 years of experience in public accounting, Gord brings a wealth of knowledge in the areas of tax minimization, mergers and acquisitions, business succession and estate planning.

Gord is a Chartered Professional Accountant (CPA, CA) and holds an Honours Bachelor of Business Administration degree, obtained with high distinction from the University of Toronto. Gord has also completed the Canadian Institute of Chartered Accountants’ Income Tax Practitioner’s course and has lectured at the University of Toronto.

On a personal level, Gord enjoys golfing, baseball, and spending time at the lake with his wife and two young daughters. Gord is currently the Treasurer and Past Chair of the Board of Directors for the Peterborough Regional Health Centre Foundation, Treasurer of The Peterborough Executive Club, and is a past Treasurer and Director of Trent Child Care Centre, and past-President of the Peterborough Sales & Ad Club.

Gord will work with your advisors to prepare and present a comprehensive Compass Financial Plan specific to you.

Abby specializes in tax and estate planning for high-net-worth and ultra high-net-worth families. 

Her guidance supports clients in their relationships with their external professional advisors, with whom she frequently interacts. 

Prior to joining High Net Worth Planning Services, Abby provided tax, retirement, estate and financial planning advice to RBC advisors and their clients. She has written articles on various topics including charitable donations, executive compensation, tax planning and retirement planning. 

Prior to joining RBC, Abby worked in a medium sized accounting firm assisting business executives and high net worth clients with their tax planning and estate planning. She worked closely with owner-manager shareholders to assess and recommend the best tax planning strategies, the best corporate structure and the most suitable succession plan. 

Abby is a Chartered Accountant and has a Bachelor in Economics and Commerce from the University of Toronto. She completed the In-Depth tax courses I and II and the In-Depth Tax Issues for the Owner-Managed Business as well as the Canadian Securities Course. She is also a Registered Trust and Estate Practitioner (TEP) with the Society of Trust and Estate Practitioners (STEP) and has obtained the STEP Advanced Certificate in Family Business Advising. Abby is also a Certified Financial Planner (CFP) and is a member of the Canadian Tax Foundation. Lastly, Abby is a certified Family Enterprise Advisor (FEA), which allows her to address the complex needs of family enterprise clients.